About Spectrum Direct
Spectrum Direct makes buying life insurance simple, fast and affordable. Spectrum Direct's mission is to provide the best rates and broadest selection of leading life insurance companies that consumers can compare and apply for online.
Spectrum Direct provides the convenience of Internet self-service complemented by highly trained customer service representatives and the expertise of licensed life insurance agents. Our technology continuously monitors the life insurance market for the highest quality companies offering the most competitive prices. Whenever you have questions or need advice you can always count on our licensed, professional agents to guide you in your decision.
Founded in 1986, Spectrum Direct has provided insurance benefits to over 100,000 consumers. Our customers include young families, business owners, doctors, lawyers, high net worth individuals all the way up to some of America's largest corporations such as Shell Oil, Volkswagen of American, Xerox, Unisys, and Paramount Pictures.
We guarantee to provide you with prompt, courteous and professional service. As Chartered Life Underwriters, we are bound to treat your needs as if they were our own. Fill out our free life insurance quote request form to quickly compare rates and find your best value. Or, call us today at 1-800-680-7140, and let one of our licensed agents assist you.
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Our corporate headquarters are located at 26023 Acero, Suite 100, Mission Viejo, CA 92691 (CA License # 0E97501). Insurance is offered through Spectrum Direct's licensed agent, Seymour Alter, Chartered Life Underwriter, who is licensed and appointed in the following jurisdictions:
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| State | License # | State | License # |
| Alabama | A199082 | Montana | 912921 |
| Arizona | 123756 | Nebraska | AG284181 |
| Arkansas | 234588 | Nevada | 81310 |
| California | OBO5917 | New Hampshire | 371238 |
| Colorado | NPI130691 | New Jersey | IP-8104378 |
| Connecticut | 1070625 | New York | LA-954522 |
| Delaware | 167892 | New Mexico | 115665 |
| District of Columbia | AI1023119 | North Carolina | Available on Request |
| Florida | A004779 | North Dakota | 426203 |
| Georgia | AGN611659 | Ohio | 83741 |
| Hawaii | NR316538/VID213187 | Oklahoma | 948827 |
| Idaho | AL092578 | Oregon | 179191 |
| Illinois | Available on Request | Pennsylvania | 299443 |
| Indiana | 410775 | Rhode Island | 1055354 |
| Iowa | IA0000000254403 | South Carolina | Available on Request |
| Kansas | 426203 | South Dakota | SD-0004974553 |
| Kentucky | DOI541198 | Tennessee | 858567 |
| Louisiana | 283658 | Texas | 1116685 |
| Maine | PRN82428 | Utah | 141503 |
| Maryland | NA1164612 | Vermont | 299497 |
| Massachusetts | 1765753 | Virginia | Available on Request |
| Michigan | 263353 | Washington | 596JF |
| Minnesota | IN-20302718 | West Virginia | 418933 |
| Mississippi | 0303137 2003 001 | Wisconsin | 2406057 |
| Missouri | PR153647 | Wyoming | 65304 |
