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About Spectrum Direct


Spectrum Direct makes buying life insurance simple, fast and affordable. Spectrum Direct's mission is to provide the best rates and broadest selection of leading life insurance companies that consumers can compare and apply for online.


Spectrum Direct provides the convenience of Internet self-service complemented by highly trained customer service representatives and the expertise of licensed life insurance agents. Our technology continuously monitors the life insurance market for the highest quality companies offering the most competitive prices. Whenever you have questions or need advice you can always count on our licensed, professional agents to guide you in your decision.


Founded in 1986, Spectrum Direct has provided insurance benefits to over 100,000 consumers. Our customers include young families, business owners, doctors, lawyers, high net worth individuals all the way up to some of America's largest corporations such as Shell Oil, Volkswagen of American, Xerox, Unisys, and Paramount Pictures.


We guarantee to provide you with prompt, courteous and professional service. As Chartered Life Underwriters, we are bound to treat your needs as if they were our own. Fill out our free life insurance quote request form to quickly compare rates and find your best value. Or, call us today at 1-800-680-7140, and let one of our licensed agents assist you.


Licensing

Our corporate headquarters are located at 26023 Acero, Suite 100, Mission Viejo, CA 92691 (CA License # 0E97501). Insurance is offered through Spectrum Direct's licensed agent, Seymour Alter, Chartered Life Underwriter, who is licensed and appointed in the following jurisdictions:

 State License # State License #
 Alabama A199082 Montana 912921
 Arizona 123756 Nebraska AG284181
 Arkansas 234588 Nevada 81310
 California OBO5917 New Hampshire 371238
 Colorado NPI130691 New Jersey IP-8104378
 Connecticut 1070625 New York LA-954522
 Delaware 167892 New Mexico 115665
 District of Columbia AI1023119 North Carolina Available on Request
 Florida A004779 North Dakota 426203
 Georgia AGN611659 Ohio 83741
 Hawaii NR316538/VID213187 Oklahoma 948827
 Idaho AL092578 Oregon 179191
 Illinois Available on Request Pennsylvania 299443
 Indiana 410775 Rhode Island 1055354
 Iowa IA0000000254403 South Carolina Available on Request
 Kansas 426203 South Dakota SD-0004974553
 Kentucky DOI541198 Tennessee 858567
 Louisiana 283658 Texas 1116685
 Maine PRN82428 Utah 141503
 Maryland NA1164612 Vermont 299497
 Massachusetts 1765753 Virginia Available on Request
 Michigan 263353 Washington 596JF
 Minnesota IN-20302718 West Virginia 418933
 Mississippi 0303137 2003 001 Wisconsin 2406057
 Missouri PR153647 Wyoming 65304